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The Eternal Delemia – Pay off Your Mortgage Early or Investing?

Is it better to pay off your mortgage early or should you put your money into investments or even income property?  This is a topic that can be debated no matter what the market is looking like and there are many sides to the debate.

Paying off Your Mortgage Early

Anyone who lived [...]

Five Cheap ways to Improve your Kitchen!

 

The good news for homeowners: Consumer Reports’ latest tests yields a tantalizing menu of value-priced kitchen upgrades that cost as little as $1,000. Besides paying off now in improved looks and convenience, these smaller upgrades are likelier to pay bigger dividends later as home prices rebound. Here’s the list:

Add fresh paint [...]

Homeownership is Still the Best Investment in Westminster Colorado

Homeownership is Still the Best Investment

In Westminster, CO, a Pew Research study done in March revealed that 81% of adults still believe buying a home is the BEST long-term investment you can make. What’s amazing to me about this study is that 47% of the respondents said that their home has dropped [...]

Denver Building Permits You May Need!

Residential Improvement Reminder from City of Denver

When work is done without permits, it comes to light at the time a property is sold, refinanced or when a contractor or neighbor notices a problem and reports it to the City.  This applies to many of the metro area suburbs too!  FHA appraisers may [...]

Westminster Colorado Real Estate Buyers are Cautiously Optimistic about the Economy

In Colorado, Westminster Real Estate is still seen as a solid investment and Coloradans in general are more optimistic about the economy and the future.   We have expanded our economy by adding a lot of green industries and hope that this transition will bring more job growth as well as higher paying jobs into [...]

Let your Realtor and Lender Help with the Paperwork!

As the rules for getting a home loan have tightened, the list of documents that home buyers must bring to their lenders is expanding.  Home buyers and sellers  often bristle with the mere thought of all the paperwork they expect they’ll have to come up with to do their transaction.  this is above [...]

When Should I Buy A Home?

When Should I Buy A Home? [...]

Lenders May Be Loosening Loan Requirements for Purchasers of Thornton Colorado Homes

Here’s some unexpected good news for anybody working to get buyers into Thornton Colorado homes, especially first-timers who don’t have much down payment cash on hand: The door to an FHA-insured mortgage may have just opened a little wider.

Two of the largest FHA-approved lenders have backed off their controversial “overlay” requirements on [...]

Property Tax Assessments are coming

In the month of January, a “statement of taxes due” is sent by the county treasurer to each property owner.  Check your property taxes and see if your valuation may be too high.  There are several ways to dispute this depending on the county you live in.  Some counties are even letting you [...]

Tax Laws Changing for Investors

Some of the new tax laws can catch up to independent contractors through the investors or companies they maybe working for.  A self-employed service provider such as a gardener, plumber or accountant you hire to perform services for your rental activity is an independent contractor for tax purposes — and not your employee.  As [...]